Smart FinFlow Login →
BBPS Service Provider · Est. 2022 · Faridabad

India's Trusted
Bill Payment &
Business Partner

BBPS-enabled bill payment services, enterprise utility management, Smart FinFlow SaaS, and corporate travel — for distributors, retailers and enterprises across India.

✓ BBPS Enabled ✓ GST Compliant ✓ Made in India ✓ Since 2022
10L+
Transactions Processed
500+
Active Partners
Our Platforms
BBPS Bill Payments Smart FinFlow Travel Portal Enterprise Tools
BBPS Service Provider
GST & GSTR Compliant
CIN: U52390HR2022PTC108554
2525 G Block Sector 49, Faridabad 121001
500+ Channel Partners
How We Help

One Company. Multiple Solutions.

Explore our service suite — click each tab to see how Earthly Path serves retailers, distributors, enterprises, and financial operations teams.

BBPS Service
Pay Any Bill.
Any Utility. Anywhere.

We provide BBPS-enabled bill payment services through our distributor and retailer network — enabling customers to pay all utility and service bills from a single platform.

  • ✓ Electricity bills — all major DISCOMs
  • ✓ Gas, water & municipal payments
  • ✓ Mobile recharge, DTH & broadband
  • ✓ Insurance premiums & loan EMIs
  • ✓ Pre-funded wallet & real-time settlement
  • ✓ Commission-based distributor & retailer model
Bill Payment Portal
⚡
Electricity
💧
Water
🔥
Gas
📱
Mobile
📺
DTH
🌐
Broadband
🔒
Insurance
🏠
Loan EMI
SUCCESSBSES Rajdhani — ₹2,840TXN8821
SUCCESSAirtel Postpaid — ₹699TXN8822
PENDINGTata Sky DTH — ₹350TXN8823
Enterprise Solution
All Branches.
One Dashboard.

Companies with multiple offices or stores can manage all utility payments centrally — approve, track and reconcile bills across every branch from a single login.

  • ✓ Centralised multi-branch utility management
  • ✓ Per-branch bill approval workflows
  • ✓ Budget control & overspend alerts
  • ✓ Consolidated payment reporting
  • ✓ Full audit trail for compliance
  • ✓ Pre-funded corporate wallet
Corporate Utility HubMulti-Branch View
12
Branches
₹4.2L
This Month
98%
On Time
HO — Connaught Place, Delhi
PAID
Branch — Sector 18, Noida
PAID
Warehouse — Manesar
PENDING
Store — Lajpat Nagar, Delhi
OVERDUE
Channel Partners
Become a
Master Distributor.

Join EPS as a Channel Partner — build your own retailer network, earn commissions on every transaction, and grow your distribution business with full infrastructure support.

  • ✓ Operate as Master Distributor or Distributor
  • ✓ Build and manage your own retailer network
  • ✓ Commission on all downline transactions
  • ✓ Pre-funded wallet management system
  • ✓ Real-time downline tracking & reports
  • ✓ Dedicated relationship manager & support
Distributor Dashboard
24
Active Retailers
₹82K
Commission
1,842
Transactions
₹2.4L
Wallet Balance
ACTIVESharma Telecom — Faridabad₹12,400
ACTIVEGupta Mobile Store — Palwal₹8,200
LOW BALVerma Services — Hodal₹1,100
Retail Partners
Earn More from
Your Store.

Join EPS as a Retail Partner — offer bill payment and recharge services to your walk-in customers and earn commission on every successful transaction.

  • ✓ Simple web portal or mobile app access
  • ✓ Instant bill payments for customers
  • ✓ Commission on every transaction
  • ✓ Pre-funded wallet with easy top-ups
  • ✓ Transaction history & daily reports
  • ✓ Support from your assigned distributor
Retailer Portal
₹8,200
Today
47
Txns
₹286
Commission
PAIDDHBVN Electricity — Raj Kumar₹3,450
PAIDJio Recharge — Sunita Devi₹239
PAIDTata Sky DTH — Ravi Singh₹350
ElectricityGasMobileDTHBroadband
Smart FinFlow
All Financial Ops.
One Platform.

Smart FinFlow replaces scattered spreadsheets with one GST-compliant financial operations platform built for Indian businesses. Contact us to learn how it can work for you.

  • ✓ GST invoicing with auto IGST/CGST/SGST
  • ✓ GSTR-1 & 3B filing in JSON & CSV
  • ✓ Attendance, WFH & expense management
  • ✓ Bank reconciliation & TDS management
  • ✓ GPS trip tracking & vendor portal
  • ✓ Unlimited users — works on any device
Login
Smart FinFlow Dashboard
₹4.8L
Revenue
₹1.2L
Payable
18%
Growth
PAIDPayzen Fintech Pvt Ltd₹1,180
SENTMPLAN Services₹4,800
PENDINGAlpha Corp Ltd₹12,500
IGST AutoGSTR-1TDSITC TrackedGPS Trips
EarthlyPathTravel.com — Live
Book Travel.
Manage on the Go.

Our live travel platform handles all your corporate and personal travel bookings — flights, trains, buses and hotels from one trusted dashboard.

  • ✓ Domestic & international flights
  • ✓ Train reservations (IRCTC integrated)
  • ✓ Bus tickets — premium & sleeper
  • ✓ Hotel bookings — budget to premium
  • ✓ Group & corporate travel management
Visit Travel Portal →
EarthlyPathTravel.com
✈️
Flights
🚊
Trains
🚌
Buses
🏢
Hotels
CONFIRMEDDEL → BOM — 14 May₹4,820
CONFIRMEDRajdhani Exp. — 16 May₹1,240
PENDINGHotel — 2 nights, Mumbai₹8,600
10L+
Transactions Processed
500+
Channel Partners & Retailers
15+
Smart FinFlow Modules
3
Live Business Platforms
Join Our Network

Two Ways to Partner with Us

Whether you want to build a distribution network or simply offer bill payment services at your outlet — Earthly Path has a partnership model for you.

Recommended
Channel Partner
(Distributor / Master Distributor)

Build and manage your own retailer network under the EPS ecosystem — with full infrastructure, wallet management, and commission tracking.

  • ✓ Operate as Master Distributor or Distributor
  • ✓ Onboard retailers under your own network
  • ✓ Earn commission on entire downline
  • ✓ Full distributor dashboard & real-time reports
  • ✓ Pre-funded wallet with instant top-ups
  • ✓ Dedicated relationship manager
1 Contact EPS sales team
2 Complete KYC & agreement
3 Activate wallet & start onboarding retailers
Retail Network
Retail Partner
(Shop / Outlet / Kiosk)

Offer bill payment and recharge services at your existing store and earn commission on every transaction you process for customers.

  • ✓ Open to shops, kiosks & service centres
  • ✓ Simple web portal — works on any device
  • ✓ Bill payments, recharges & utility services
  • ✓ Commission credited per transaction
  • ✓ Daily transaction reports & receipts
  • ✓ Support via your assigned distributor
1 Contact EPS or nearest distributor
2 Complete basic KYC
3 Fund wallet & start serving customers
Partner Stories

What Our Partners Say About Us

Distributors, retailers and enterprise clients share their experience with Earthly Path Services.

★★★★★

"EPS gave us a complete distributor setup within days. The wallet top-up process is seamless, commission payouts are accurate to the paisa, and their team picks up the phone when we need support. Best fintech partnership we have done in 10 years."

RB
Rakesh Bhatia
Director — FinServ Distribution
PayFirst Distributors, Haryana
★★★★★

"Managing utility bills for 14 branches used to take 3 days every month. Now everything is in one dashboard. I can see which branch has overdue electricity bills, approve payments centrally, and pull month-end reports in minutes. Excellent solution."

SM
Sunita Malhotra
CFO
Freshmart Retail Chain, Delhi NCR
★★★★★

"We were looking for a BBPS-enabled partner who understood the ground-level retailer ecosystem. EPS delivered — clean portal, fast settlement and a distributor model that actually makes business sense. Sushil's industry knowledge was invaluable."

AK
Amit Kapoor
Head — Business Development
NovaCash Fintech Solutions, Noida
Why Choose Us

Built on Trust, Licensed & Proven

01

BBPS Enabled

We operate within India's official Bharat Bill Payment System — trusted, compliant and reliable for every transaction we process.

02

Built for India

Every platform is designed for Indian compliance — BBPS, GST, TDS, GSTR — with workflows and number formats that Indian businesses know.

03

In-House Technology

We build and own all our technology. Faster iterations, full data control, deep customisation — no third-party platform dependencies.

04

25+ Years Expertise

Our leadership brings 25+ combined years from India's top telecom and fintech organisations — Ezypay, Oxigen, Bharti and more.

Ready to Work with Earthly Path?

Retailer, distributor, enterprise or Smart FinFlow — our team responds within 4 business hours.

📞 +91 97115 75470
Our Services

Complete Fintech &
Business Solutions

BBPS bill payment services, enterprise utility management, Smart FinFlow SaaS and corporate travel — everything your business needs.

BBPS Service
Bill Payment Services

BBPS-enabled utility bill payment services for retailers, distributors and enterprises across India.

Learn More →
Enterprise
Enterprise Utility Management

Centralised multi-branch utility bill management for corporates with approval workflows and reporting.

Learn More →
SaaS Platform
Smart FinFlow

All-in-one financial operations — GST invoicing, GSTR, TDS, bank reconciliation and GPS tracking.

Explore →
Live Now
Corporate Travel

Flights, trains, buses and hotels through our live portal at EarthlyPathTravel.com.

Visit Portal →

Want to Know More?

Our team will walk you through the right service for your business.

📞 +91 97115 75470
Enterprise Solution

Multi-Branch Utility
Management — One Portal

Companies with multiple offices, stores or warehouses can centralise all utility bill payments under one dashboard — with approval workflows, budgets and full audit trails.

📞 Call Sales
The Problem We Solve

Managing Bills Across Multiple Branches is Painful

Companies with 5, 15 or 50 branches struggle every month — chasing managers for bills, making manual payments, losing track of overdue accounts, and reconciling scattered receipts. It wastes time and costs money.

Earthly Path's Enterprise Bill Payment Portal brings every branch's utility services under your control — so your finance team manages everything from a single login, with full visibility and zero chaos.

🏢

Multi-Branch Control

See all branches on one screen. Know which locations have paid, pending or overdue — at a glance.

✅

Approval Workflows

Finance team approves payments before processing. Set limits by branch, category or amount.

📈

Budget Control

Set monthly utility budgets per branch or department. Get alerts when spending approaches limits.

📄

Consolidated Reports

Download month-end utility reports for all branches in one file — ready for reconciliation.

🔒

Audit Trail

Every payment logged with timestamp, approver and reference — for compliance and audits.

💳

Corporate Wallet

Load a central wallet and distribute limits to branches. No multiple bank transfers each month.

Corporate Utility Hub — Enterprise DashboardLive View
18
Branches
₹7.8L
This Month
96%
On Time
Head Office — Connaught Place, Delhi
12 bills
PAID
Branch — Sector 18, Noida
7 bills
PAID
Office — Gurugram Cyber City
5 bills
PAID
Warehouse — Manesar
3 bills
PENDING
Store — Lajpat Nagar, Delhi
2 bills
OVERDUE
⚡
Electricity
🔥
Gas
🌐
Internet
🔒
Insurance
Ideal For

Which Businesses Benefit Most

🏠

Retail Chains

Multiple stores with electricity, gas and broadband bills.

🏢

Corporates

HQ + branch offices needing centralised payment control.

🏭

Manufacturers

Factories with high electricity consumption needing cost control.

🏛

Hospitality

Hotels and restaurant groups managing utilities across properties.

See the Enterprise Portal in Action

Request a live demo and we'll walk you through the platform for your specific use case.

📞 +91 97115 75470
Partner with EPS

Join India's Growing
Bill Payment Network

Whether you want to build a distribution business or add bill payment services to your retail outlet — Earthly Path has a model that works for you.

Focus Area
Channel Partner
(Master Distributor / Distributor)

Build and grow your own distribution network under EPS — with full back-office, wallet management, and commission tracking infrastructure provided by us.

  • ✓ Operate as Master Distributor or Distributor
  • ✓ Onboard unlimited retailers under your network
  • ✓ Earn commission on all downline transactions
  • ✓ Full distributor dashboard & analytics
  • ✓ Pre-funded wallet with instant top-ups
  • ✓ Real-time downline performance tracking
  • ✓ Monthly commission settlement reports
  • ✓ Dedicated relationship manager & support

Minimum wallet requirement applies. Contact us for commercial details.

Retail Network
Retail Partner
(Shop / Outlet / Kiosk)

Offer bill payment and recharge services from your existing business and earn commission on every transaction you process for customers.

  • ✓ Open to all types of retail outlets
  • ✓ No dedicated hardware required
  • ✓ Web portal — works on phone, tablet, PC
  • ✓ Electricity, gas, mobile, DTH, broadband
  • ✓ Commission credited per transaction
  • ✓ Pre-funded wallet with easy loading
  • ✓ Transaction receipts & daily reports
  • ✓ Support from your assigned distributor

Contact EPS or your nearest distributor to get started.

Ready to Get Started?

Contact our team and we'll guide you through the model that fits your business. Onboarding completes within 24–48 hours.

📞 +91 97115 75470 ✉ sales@earthlypath.com
A Product by Earthly Path Services
Smart FinFlow

Financial Operations
Built for Indian Business

GST invoicing, expense management, attendance, GSTR filing, vendor portal, TDS, bank reconciliation and GPS tracking — all in one platform. Contact us to learn more.

Login to Smart FinFlow →
✓  Made in India ✓  GST Compliant ✓  BBPS Integrated ✓  SHA-256 Audit Trail ✓  Any Device ✓  Unlimited Users
All Modules

Every Feature Your Finance Team Needs

From invoicing to field team tracking — Smart FinFlow covers every financial workflow for Indian businesses.

🧾

GST Invoice Engine

IGST/CGST/SGST auto-detection, 6 templates, e-Invoice (IRN) ready, PDF & WhatsApp share.

💵

Expense Management

Capture receipts, auto-categorise expenses, detect ITC-claimable GST, generate approval reports.

📅

Attendance & WFH

Clock-in/out, leave management, WFH tracking and automated salary computation.

📊

GSTR-1 & 3B Reports

Auto-generate GSTR-1 & GSTR-3B in JSON & CSV. Accurate ITC reconciliation and summaries.

🤝

Vendor Portal

Vendors log in to upload invoices, check payment status and manage their profile independently.

💼

TDS Management

Auto-compute TDS on payments, generate Form 16A/26Q summaries and maintain TDS ledger.

🏦

Bank Reconciliation

Match bank statements against ledger with automated reconciliation and instant mismatch alerts.

🚗

GPS Trip Tracking

Road-distance tracking via GPS, Nominatim geocoding and OSRM routing with map thumbnails.

📈

Financial Dashboard

Revenue trends, payables aging, expense breakdowns and P&L — all in one real-time view.

Interested in Smart FinFlow?

Contact us for a personalised demo. We'll set you up and onboard you in a day.

Login to Platform
📞 +91 97115 75470✉ sales@earthlypath.com
Live Travel Platform

Travel Anywhere with
Earthly Path Travel

Flights, trains, buses and hotels — live at EarthlyPathTravel.com.

Visit Travel Portal →
Domestic & International
✈️ Flights

Best fares for domestic and international flights, booked in seconds.

Book Now →
IRCTC Integrated
🚊 Train Tickets

Seat reservations across all Indian Railways routes.

Book Now →
Pan-India
🚌 Bus Tickets

Premium AC sleeper and ordinary bus services across major routes.

Book Now →
Corporate & Leisure
🏢 Hotels

Budget to premium hotel stays for corporate and leisure trips.

Book Now →

Book Your Next Trip Today

EarthlyPathTravel.com is live and ready for your booking.

Visit Travel Portal →
About Us

Founded to Solve
Real Fintech Problems

Earthly Path Services Pvt Ltd — incorporated December 2022 in Faridabad, Haryana — built to bring reliable, India-first fintech services to businesses of all sizes.

Our Mission

Simplifying Financial Complexity

India's payments revolution has created immense opportunity alongside significant complexity. Businesses need BBPS services, enterprise utility management, GST-ready platforms and travel solutions — often from different vendors.

We built Earthly Path to solve this in one company — all designed and operated from Faridabad, India, for Indian businesses.

Registered Address:
2525, G-Block, Sector 49, Sainik Colony
Faridabad, Haryana — 121001
CIN: U52390HR2022PTC108554

2022
Year Founded
500+
Active Partners
3
Live Platforms
25+
Yrs. Combined Expertise
Leadership

The Team Behind Earthly Path

Fintech strategy, operations management and 25+ years of industry alliances experience from India's top organisations.

DK
Divay Khanna
Founder & Director

Director and Business Development Leader with a proven track record in fintech and payments. A graduate of Delhi University, Divay leads Earthly Path's strategy, product development and business growth. He personally designs and builds EPS's core technology platforms — combining deep domain knowledge with hands-on technical execution to deliver products built for Indian businesses.

Business Dev.Fintech StrategyProduct LeadershipBBPSDelhi University
SK
Shweta Khanna
Director — Operations

Co-Director at Earthly Path Services, Shweta oversees all operational functions — from partner onboarding, compliance management and team coordination, to channel partner relations and day-to-day business operations. Her hands-on approach to operations management ensures every client, partner and transaction is handled with precision, forming the operational backbone of EPS.

Operations Mgmt.Partner RelationsComplianceTeam Leadership
SP
Sushil Prashar
Strategic Alliances Partner

An experienced business development leader with over 25 years in Fintech & Telecom. Sushil has built national-level partnerships and distribution networks across organisations including Ezypay, Rechargeitnow, Indepay, Oxigen, Hutch, Siemens and Bharti. Specialising in BBPS, prepaid recharge, utility payments and PPI, he drives EPS's strategic alliances and channel partner growth across India.

25+ Yrs. FintechBBPS ExpertEzypayOxigenBhartiTelecom

Partner with Earthly Path

Retailer, distributor, enterprise or technology partner — we'd love to connect.

Contact Us

Let's Talk Business

Bill payment services, enterprise management, Smart FinFlow, travel or partnership enquiries — our team responds within 4 business hours.

Reach Us Directly

📞
Phone+91 97115 75470
✉
Emailsales@earthlypath.com
🏠
Office Address2525, G-Block, Sector 49
Sainik Colony, Faridabad
Haryana — 121001
✈️
Travel Portalwww.earthlypathtravel.com
📋
CINU52390HR2022PTC108554

Portal Quick Access

Send an Enquiry

We respond within 4 business hours.

Legal

Terms & Conditions

Last updated: May 2026

1. Acceptance

By accessing EPS services you agree to these Terms. EPS reserves the right to update them with prior notice.

2. Services

EPS provides BBPS-enabled bill payment services, Smart FinFlow SaaS, travel via EarthlyPathTravel.com, and enterprise fintech solutions — subject to Indian law and RBI/NPCI guidelines.

3. User Obligations

Accurate KYC, lawful use only, maintain credential confidentiality, comply with applicable financial regulations.

4. BBPS Compliance

Bill payment services operate within BBPS guidelines as issued by NPCI. Transaction limits and dispute resolution follow BBPS procedures.

5. Payment Terms

Bill payment services require pre-funded wallets. Smart FinFlow subscriptions are agreed on commercial terms. Refunds are subject to our policy.

6. Liability

EPS shall not be liable for network failures, third-party payment failures, or force majeure events beyond our reasonable control.

7. Governing Law

Indian law applies. Disputes shall be subject to courts in Faridabad, Haryana.

8. Contact

sales@earthlypath.com  |  +91 97115 75470  |  2525, G-Block, Sector 49, Faridabad 121001

Legal

Privacy Policy

Last updated: May 2026

1. Information We Collect

KYC (name, PAN, Aadhaar, address), business registration, transaction data and usage analytics necessary for our services and regulatory compliance.

2. Use of Information

To provide and improve services, process transactions, comply with BBPS/GST regulations, send service notifications and prevent fraud.

3. Security

Data stored on Indian servers with SHA-256 encryption, role-based access control and regular security audits.

4. Data Sharing

We do not sell data. Shared only with NPCI/BBPS for transactions and government authorities as required by law.

5. Your Rights

Contact sales@earthlypath.com to access, correct or delete your data, subject to regulatory retention requirements.

6. Contact

sales@earthlypath.com  |  2525, G-Block, Sector 49, Faridabad 121001