Empowering enterprises, retailers, and channel partners with cutting-edge fintech solutions — from bill payments to banking services.
The financial technology landscape in India has undergone a seismic transformation. With digital payments crossing ₹200 trillion in volume, the convergence of technology and finance is reshaping how businesses operate. At every level — from large enterprises to neighbourhood kirana stores — fintech is no longer optional; it is essential infrastructure.
Yet with opportunity comes complexity. Businesses face mounting pressure to integrate multiple payment rails, manage compliance, maintain accuracy, and deliver seamless experiences — all while managing costs. Earthly Path was built precisely to solve these challenges.
UPI transactions crossed 10 billion monthly, making India the world's leading real-time payments market.
Millions of retailers are now becoming digital financial service points — offering payments, banking, and recharges.
Corporates are digitizing payables, utilities, and multi-location billing to eliminate manual inefficiencies.
Layered distribution networks are unlocking fintech access in Tier 2 & 3 cities and rural India.
We bridge the gap between complex fintech infrastructure and everyday business operations — for enterprises, retailers, and partners alike.
Specialised end-to-end fintech integration for corporates. Automate bill payments, manage multi-location utilities, and streamline financial workflows through a single powerful dashboard — saving time, reducing costs, and ensuring compliance.
Transform your retail outlet into a complete digital service hub. Offer mobile recharges, utility bill payments, AEPS/MATM banking, airline bookings, DTH recharges — creating new revenue streams and deeper customer loyalty.
Build and grow a distributed fintech network across India. Our channel partners enjoy competitive commissions, a dedicated support team, and full access to our product suite — everything you need to scale your own business.
Authorised reseller of prepaid cards for employee disbursements, gift programmes, and incentive spending. Full compliance, easy management, and attractive reseller margins — a smart addition to any fintech portfolio.
Since 2022, Earthly Path has been building a formidable track record in fintech solutioning — handling high transaction volumes with precision and reliability.
Our robust, scalable platform processes lakhs of transactions reliably — from utility payments to airline bookings — with minimal downtime and maximum accuracy.
Operating since 2022, we've rapidly grown our enterprise and retail presence by solving real-world fintech challenges with practical, technology-driven solutions.
From large corporates to growing mid-sized businesses, our solutions are trusted by diverse enterprises across multiple sectors and geographies.
Corporations today waste enormous resources on non-productive administrative tasks — manually tracking utility bills across multiple locations, chasing approvals through bureaucratic multi-layer hierarchies, and dealing with the compounding cost of payment delays. Late payments attract penalties, damage vendor relationships, and create cash flow instability. Meanwhile, finance teams remain buried in paperwork instead of driving strategic value. Earthly Path's enterprise solutions eliminate this friction — automating the entire payables cycle, reducing approval layers, and delivering real-time visibility so your business can focus on growth.
A comprehensive suite of fintech services designed to empower businesses at every level.
Manage all business utility bills — electricity, gas, water, telecom, AWS — from one unified dashboard. Automate schedules and eliminate late fees.
Full-stack mobile recharge and bill payment platform for retail outlets. Enable any-operator recharges and bill payments for your customers instantly.
Offer Aadhaar-enabled payments and micro-ATM services from your outlet — cash withdrawals, balance enquiries, and fund transfers made simple.
Integrated flight booking for retail partners. Earn commissions on every ticket while delivering a convenient one-stop travel service to your customers.
Seamlessly connect our fintech services into your existing systems. Our team ensures quick, secure deployment so you can go live with full confidence.
Instantly verify vendors, retailers, employees, and customers — Aadhaar, PAN, GST, Bank Account verification and more. Onboard at scale with full compliance.
A B2B fintech consultancy driven by a mission to transform the way organisations manage, sell, and grow through financial technology.
Earthly Path is a B2B sales and fintech consultancy with a vision to create the future of financial services distribution. Our mission is to change the way organisations sell, partner, and operate — creating a lasting impact on our clients that is both measurable and meaningful.
We work with enterprise clients across sectors including fintech, BFSI, retail, and logistics. From startups seeking accelerated growth to established mid-sized businesses looking to streamline operations, we bring strategic vision and hands-on execution to every engagement.
Our partner network includes industry leaders such as Uvva Infotech, Plus One Digital, and Oxigen Services India — reflecting the trust and credibility we have built in a short time.
Two seasoned professionals whose combined expertise in fintech, business development, and operations forms the foundation of Earthly Path.
Co-Founder & Head of Business Development
A seasoned business development leader with over 10+ years delivering high-impact fintech partnerships. Divay has worked with leading tech brands including Oxigen Wallet and Think Walnut, managing strategic relationships with State Bank of India, IRCTC, PayU, and MobiKwik.
His expertise spans Banking, Financial Services, Office Automation, and Card Payment businesses. At Oxigen — a pioneer in Indian fintech — he ignited transformational growth via innovative partnerships. A firm believer in technology's potential to transform lives, Divay combines deep customer empathy with an engineer's approach to solving complex problems.
Co-Founder & Operations Director
An analytical and result-oriented professional with over 12+ years of experience spanning Business Development, Training & Quality, and Insurance sectors. Shweta brings cross-functional competencies across the entire spectrum of operations and sales strategy.
Her strengths lie in exploring new markets, analysing trends, and translating insights into actionable strategies. Proficient in formulating selling and marketing frameworks that drive measurable growth. Known for her exceptional communication skills, leadership in training programmes, and ability to mentor high-performing teams towards outstanding outcomes.
Comprehensive fintech services for enterprises, retail networks, and channel partners — delivering efficiency, scale, and growth.
Add all your bills once — due dates, amounts, and biller details are automatically fetched every month. No more manual tracking.
Filter bills by location, provider, or due date — select multiple bills and pay them all in a single click. No more paying one by one.
Manage bills for every shop, warehouse, office, or factory location from one place. No more location-wise confusion.
Create multi-level digital approval flows. Assign roles, set limits, and get real-time approvals — eliminating email chains forever.
Reconcile all payments effortlessly. Generate custom reports by date, location, or vendor — and integrate directly with your ERP system.
Direct biller integrations ensure higher success rates, accurate data, and real-time payment confirmation — no intermediaries.
Add bill details — type, operator, location, account number. The system validates and auto-fetches your bill data.
Filter bills by location, due date, or provider. Select multiple bills you want to pay in one batch.
Route payment requests through your custom approval workflow — digital, fast, and fully tracked.
Click Pay — all selected bills are processed instantly with real-time confirmation for each.
Download custom reports or integrate with your ERP. Reconciliation is automatic and audit-ready.
Direct biller integration ensures quick, reliable payments with near-zero failure rates.
Custom approval flows across departments — minutes, not days. Assign roles and set payment limits.
Automated due-date reminders and scheduled payments mean you never miss a deadline again.
Generate reports in any format — integrate directly with Tally, SAP, or your in-house system.
Assign viewer, approver, or payer roles to your team members with complete audit trails.
256-bit encryption, 2FA authentication, and complete transaction audit logs for every payment.
Join enterprises already saving time, money, and resources with Earthly Path.
Earthly Path's Channel Partner Programme empowers entrepreneurs, distributors, and businesses to earn by distributing our full range of fintech services in their region.
Submit your interest and complete a simple KYC verification process to get officially onboarded as an Earthly Path Channel Partner.
Receive access to your dedicated partner dashboard to manage your sub-retailer network, commissions, and service portfolio.
Recruit and onboard retailers, merchants, or agents under your channel and provide them with the full EPS service suite.
Earn competitive margins on every transaction processed through your network — recharges, bill payments, banking, bookings and more.
Leverage our marketing support, product updates, and dedicated relationship manager to scale your business continuously.
Competitive, transparent commission structures across all services — designed to reward high performers.
Track your network performance, commissions, and transaction history with a powerful real-time partner panel.
A dedicated relationship manager and support team available to help you and your retailers at every step.
Instant, reliable identity and business verification for your enterprise. Streamline vendor onboarding, employee verification, and retailer KYC with our comprehensive API suite.
Manual verification processes are slow, error-prone, and costly. Whether you're onboarding vendors, verifying retailers in your distribution network, or ensuring employee compliance — delays in verification translate directly to operational and financial risk. Our KYC APIs deliver instant verification results, enabling frictionless onboarding at scale while maintaining full regulatory compliance.
Instant Aadhaar-based identity verification using OTP authentication — UIDAI compliant and secure.
Validate PAN card details for tax compliance, vendor onboarding, and employee verification in seconds.
Verify GSTIN authenticity for B2B vendor onboarding and ensure you're working with fully compliant businesses.
Penny-drop verification to instantly validate bank account details before disbursements and payouts.
Verify driving licences and vehicle registration for employee background checks and compliance.
Verify company registration details from the MCA database for enterprise-grade vendor due diligence.
Whether you're an enterprise, retailer, or potential partner — we're here to help you grow.
Looking to automate bill payments, manage utility costs across multiple locations, or integrate fintech services into your corporate systems?
Want to offer recharge, bill payment, banking, and booking services from your outlet? Join our growing network of digital retailers.
Interested in building your own distribution network under Earthly Path? Become a Channel Partner and start earning attractive commissions.
Have a general question, want to explore a custom solution, or just want to know more about what Earthly Path can do for your business?
Fill in the form and our team will respond within 24 business hours.
Prefer to reach out directly? Here's how to find us.
Last updated: 2023 · Earthly Path Services Private Limited
By accessing and using the Earthly Path Services Private Limited platform at https://login.earthlypath.com and any related services, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, you must not use or access our platform. These terms apply to all users, including retailers, channel partners, and enterprise clients.
Earthly Path Services Private Limited provides a B2B fintech platform including:
All services are provided subject to applicable law and regulatory guidelines in India, including guidelines issued by the Reserve Bank of India (RBI), UIDAI, and other relevant authorities.
To use our services, you must: (a) be at least 18 years of age; (b) be a legitimate business entity or individual operating in accordance with Indian law; (c) complete all required KYC verification as mandated by applicable regulations; and (d) provide accurate and current information during registration. You are solely responsible for maintaining the confidentiality of your account credentials.
Fees, commissions, and charges are as communicated through the platform, your service agreement, or official communication channels. The Company reserves the right to revise fees with reasonable prior notice. Continued use of services following notification of changes constitutes acceptance of the revised fees.
You agree not to use our platform to:
All content, technology, trademarks, logos, and intellectual property on this platform belong exclusively to Earthly Path Services Private Limited or its licensors. You are not permitted to reproduce, distribute, or otherwise exploit any part of our intellectual property without prior written consent.
To the maximum extent permitted by applicable law, Earthly Path Services Private Limited shall not be liable for any indirect, incidental, or consequential damages arising from your use of the platform; any interruption or termination of service; third-party actions; or events beyond our reasonable control (force majeure). Our total liability in any matter shall not exceed the amount paid by you to us in the three months preceding the claim.
We reserve the right to suspend or terminate your access to the platform at any time, with or without notice, for conduct that violates these Terms, applicable law, or that we determine to be harmful to the platform, other users, or third parties.
These Terms shall be governed by the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in India. We encourage good faith efforts to resolve disputes amicably before resorting to legal proceedings.
We may amend these Terms at any time by posting updated terms on our platform. Your continued use of the platform after changes constitutes acceptance of the revised Terms.
For questions regarding these Terms and Conditions, please contact us at: support@earthlypath.com
sales@earthlypath.com | support@earthlypath.com. Business Hours: Monday – Friday, 9:00 – 18:00 IST.
© 2024 Earthly Path Services Private Limited. All Rights Reserved.
Last updated: 2023 · Earthly Path Services Private Limited
This Privacy Policy describes how Earthly Path Services Private Limited and its affiliates collect, use, share, protect, or otherwise process your information and personal data through our Platform at https://login.earthlypath.com. By visiting this Platform or availing any product or service, you expressly agree to be bound by this Privacy Policy and applicable Indian laws.
We collect personal data when you use our Platform, services, or otherwise interact with us. Information collected includes:
You always have the option to not provide information by choosing not to use a particular service or feature on the Platform.
We use personal data to provide the services you request and to improve your experience. Specific uses include processing service requests, enhancing customer experience, resolving disputes, informing you about offers and updates, detecting and addressing fraud, enforcing our Terms, and conducting marketing research (with opt-out available).
We may share your personal data internally within our group entities and affiliates. We may also disclose personal data to third-party service providers including logistics, payment processing, and rewards partners; to government agencies or law enforcement when required by law; and to third parties to enforce our Terms, protect rights, or prevent fraud.
Important: If you receive a call or email claiming to be from Earthly Path seeking sensitive information such as PINs, passwords, or OTPs, please do not provide such information and report it to the appropriate law enforcement authority immediately.
We adopt reasonable security practices and procedures to protect your personal data from unauthorised access, disclosure, loss, or misuse. We adhere to security guidelines and offer the use of a secure server. However, the transmission of information over the internet cannot always be guaranteed as completely secure. Users are responsible for protecting their login and password records.
You have the option to delete your account by visiting your profile and settings on our Platform. We retain personal data for no longer than is required for the purpose for which it was collected or as required under applicable law. We may retain data if necessary to prevent fraud, comply with legal obligations, or for other legitimate purposes.
You may access, rectify, and update your personal data directly through the functionalities provided on the Platform. You also have the right to withdraw consent by writing to our Grievance Officer.
By visiting our Platform or providing your information, you consent to the collection, use, storage, and processing of your information in accordance with this Privacy Policy. Your withdrawal of consent will not be retrospective and will be in accordance with our Terms of Use and applicable laws.
We may update this Privacy Policy periodically to reflect changes to our information practices or applicable law. We will notify you of significant changes as required by applicable law.
This policy outlines how you can cancel or seek a refund for a product or service purchased through the Platform:
Approved refunds will be processed and returned within 3 business days.
Earthly Path Services Private Limited
Email: support@earthlypath.com
sales@earthlypath.com | support@earthlypath.com
Business Hours: Monday – Friday, 9:00 – 18:00 IST
© 2024 Earthly Path Services Private Limited. All Rights Reserved.